Advice from Nashville's Financial Guru Dave Ramsey

Dave Says
By Dave Ramsey
Author of Financial Peace and The Total Money Makeover
8/28/2006
"Husband likes to borrow money on small projects!"
Dear Dave,
My husband likes to borrow money on small fix-up projects around the house, saying he knows how to manage money and that he'll pay off the loans quickly. The other day, he came to me for money to make the payment on the latest loan he took out to re-wire the garage. Then, he started fussing at me when I didn't have the money to make the payment. It's not the first time this sort of thing has happened, and I'm tired of it. How can I make it stop?
Crystal
Dear Crystal,
This guy needs a swift kick in his rear end! He says he knows how to manage money, but he doesn't know how to save up to re-wire the garage?
It sounds to me like you've got a big, spoiled teenager on your hands instead of a husband. It's bad enough that he can't take care of his own responsibilities, but then he turns around and cries when you won't do it for him. This is bogus!
Marriage is all about unity. Once the rings go on those fingers it's a WE thing, not a ME thing. Husbands and wives must work together to form a game plan that will help them win in life, and that includes finances.
Crystal, I think you should take the money he's asking for and use it to see a good marriage counselor. There are some deep issues here. You guys need to deal with them and create a real marriage before this situation gets any worse.
- Dave
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